SaaS Core Banking Suite (BADA)

Register individual and corporate customers and maintain their customer records.

Search customer self-registration applications and approve or reject them through staff review.

Connect customer relationships and review customer information, accounts and related banking records.

Maintain customer risk grades, watchlists and customer classification information.

Manage customer login information and review customer notice history.

Open, maintain and close deposit accounts and review account details and transaction history.

Process cash and check credits and debits through teller operations.

Maintain account blocking and restrictions for the relevant deposit accounts.

Manage passbook and checkbook operations alongside account servicing.

Manage internal accounts and the related debit and credit transactions.

Review deposit balances, transactions and account reports for daily operations.

Capture loan application data and review applications received through connected customer channels.

Route applications through the configured approval workflow and credit committee actions.

Create and maintain loan repayment schedules and view instalments and balances.

Process loan disbursements and repayments and maintain the corresponding loan records.

Review delinquent loans and manage the applicable allowance-for-credit-loss rates.

Correct eligible migrated loan schedules under the Premium legacy function; these corrections do not change accounting entries.

Review loan and delinquency reports. Loan dashboards are available in the applicable Premium package.

Register real-estate, deposit and other collateral and maintain the related details.

Link collateral to loan accounts and maintain the associated security-interest information.

Find collateral records by the available date and list criteria and review their loan relationships.

Manage the applicable real and other properties acquired processes in the Philippines Premium scope.

Manage teller and branch closing and review the related closing records.

Maintain teller and branch cash transactions and cash-management records.

Review general-ledger balances and trial balances across daily accounting operations.

Enter and manage manual accounting adjustments through the defined accounting process.

Maintain settlement accounts and reconcile the related transaction records.

Open, debit, credit and close accounts within the supported scope.

Review customer, deposit and loan reports. Philippines-specific PDIC, BSP and AML reports apply to the relevant local package.

Maintain departments, staff records and the institution’s organisational setup.

Assign staff roles and menu access for the relevant business activities.

Configure supported product settings, business-to-general-ledger mappings and institution parameters.

Maintain approval settings, documents, forms and report configuration.

Manage notifications and review staff activity records.

Maintain mobile banners and content through the administration functions.

Connect customer application review with staff servicing across the banking modules.

Review self-registration and loan applications received through connected online and mobile customer channels.

Upload migration data for first-level inspection in the Sandbox environment.