Connect dealer origination, financing contracts and servicing for asset-finance providers.
Support auto finance, leasing and installment finance through linked asset, dealer and contract records. Settlement, billing and collection work follow the financing relationship; the offering was historically known as BX-AFS.
Connect dealer and customer activity with the asset, financing contract, billing and collections. Partner interfaces are agreed for the institution.
02 / Situations
Bring the asset and its financing into one view
01
Multiple product lines
Card, capital and leasing companies are expanding installment and asset-backed financing businesses.
02
Dealer and partner networks
Auto finance providers work with dealers, manufacturers and insurers across the financing journey.
03
Product conditions and pricing
Teams need configurable conditions that reflect asset types, channels and financing arrangements.
04
Operations after execution
Sales, contract, billing and collections information needs to stay connected through the contract term.
03 / Value
Connect the financing business around the asset
01
A common solution foundation
Evaluate multiple asset finance product lines on a shared processing foundation.
02
Connected dealer processes
Link dealer and partner activity with the applicable origination and disbursement workflows.
03
Configurable product conditions
Define supported financial product conditions using BX-PF.
04
Continuity after financing
Link contracts with billing, collections and post-execution operations.
04 / Scope and functions
Asset finance, from quotation to closure
Define the product lines, asset records and partner interfaces your implementation requires. Detailed availability is confirmed for the selected product version.
Three perspectives on asset finance scopeBusiness
Customer management
Product management
Sales management
Collections operations
Call centre
Non-face-to-face services
Components
Core base components
Product
Customer
Collateral
Underwriting
Contracts
Accounting
Settlement
Documentation
Extended components
Quotations
Consultations
Billing
Collections
Receivables management
Post-execution operations
Product
Auto finance
New-car installments
Used-vehicle financing
Dealer-inventory financing
Lease
Auto leasing
Equipment leasing
Installment finance
Installment and durable goods
Collateral and guarantee-backed loans
Credit and secured loans
Factoring and receivables
Factoring and receivables purchase
Supported workflows confirmed separately.
Generic-model templates
Assessment and credit, settlement and merchant templates reused across product lines.
Capability view. Grouping does not imply one-to-one mappings or runtime dependencies. Product availability and interfaces are confirmed for the implementation.
05 / Foundation and delivery
Products, connections and delivery
Asset Finance uses BX-CBP as its banking technology foundation, with BX-PF and BX-M or BX-CM as required components and BX-I available for integration. Plan the selected version, interfaces and migration around your institution.
Use supported settings for product conditions, workflows, approvals, accounting and operational rules.
Controlled extension
Use defined extension points or plug-ins where supported by the selected product.
Additional development
Identify requirements that need new development, external services or institution-specific interfaces.
Step 2
Connect & validate
Implement agreed interfaces and test asset and contract handovers. Scope extensions and additional development separately.
Integration checklist
Dealer networks, dealer management, manufacturer and partner systems
Credit bureaus and insurers
Vehicle registration and valuation services; collateral resale partners
Dialer and call-centre systems
Payment rails, general ledger and regulators
Interface list agreed at scoping
Step 3
Rehearse & launch
Map migration data, rehearse and reconcile before the agreed cutover and operational handover.
Migration checklist
Live contracts: conditions, schedules, balances, accruals
Asset and collateral records
Dealer and partner master data
Customer and household records
Collection cases
Document repositories
Bankware tools and rehearsal method; institution-owned cleansing and sign-off
Agree interfaces, data ownership, migration and reconciliation before implementation. Dealer, insurer, valuation, collections and accounting interfaces are scoped individually.
06 / Evidence
Lending technology in practice
Geely Auto Finance
Automotive financing with BX-AFS
Bankware supported Geely Auto Finance’s automotive financing operations with BX-AFS.
